You’ve Taken the First Step — Now Build a Better Future.
Take Control of Your Credit. Address What’s Holding You Back. Move Forward With Purpose.
WATCH TO LEARN MORE ABOUT OUR MISSION & HOW WE HELP OUR CLIENTS
If Negative Items Are Holding You Back, You Don’t Have to Navigate the Credit Repair Process Alone.
1,000+ Clients Helped — And Counting.
You’ve Taken the First Step! Now Build a Better Future.
Take Control of Your Credit. Address What’s Holding You Back. Move Forward With Purpose.
WATCH TO LEARN MORE ABOUT OUR MISSION & HOW WE HELP OUR CLIENTS
If Negative Items Are Holding You Back, You Don’t Have to Navigate the Credit Repair Process Alone.
1,000+ Clients Helped — And Counting.
★
Nationwide Services
★
Professional & Confidential
★
Virtual Appointments Available
★
Nationwide Services
★
Professional & Confidential
★
Virtual Appointments Available
wHAT WE CAN REMOVE
✓
Late Payments
✓
Collections
✓
Charge-Offs
✓
Medical Bills
✓
Repossessions
✓
Evictions
✓
Bankruptcies
✓
Student Loans
✓
Judgments
✓
Hard Inquiries
✓
Foreclosures
✓
Public Records
aFTER PURCHASE
01
Purchase Your Plan
Choose your credit repair plan and complete your purchase.
- Select your plan
- Complete checkout
- Receive your next steps
02
Activate SmartCredit
Activate your required credit monitoring account so we can access the reports needed for your service.
- Activate SmartCredit
- Keep your monitoring active
- Complete account setup
03
Complete Onboarding + Submit Documents
Complete your onboarding and submit all required documents.
- Complete your onboarding form
- Submit required identification
- Provide supporting documents
04
We Begin Your Disputes
Once your onboarding is complete, we begin your credit repair process.
- Your credit reports are reviewed
- Eligible negative items are identified
- Your dispute process begins
Important
All onboarding requirements must be completed before
service can begin.
Missing documents or inactive credit monitoring may
delay your account.
PRICING
Choose the plan that matches your current credit score and credit repair needs.
Credit Repair Plan
550+ SCORE
$99 • 4 Personalized Rounds
For Credit Scores 550 & Above
550+ Credit Score Plan
$99
Regular Price:
$400
4 Credit Repair Rounds
This Plan Is For You If:
- Your current credit score is 550 or higher
- You have negative items you want to address
- You're working toward a stronger credit profile and future financial goals
What's Included
- Complete Credit Report Audit
- Personalized Dispute Strategy
- Dispute Preparation & Bureau Submission
- Collection & Charge-Off Review
- Credit Improvement Recommendations
- Progress Updates Throughout the Program
4 Personalized Rounds
Choose 550+ Score Plan
A focused credit repair plan for clients starting with a 550+ credit score and ready to work on the negative items affecting their credit profile.
Requirements:
Active SmartCredit membership required. Complete all onboarding requirements before service begins.
Active SmartCredit membership required. Complete all onboarding requirements before service begins.
Credit Repair Plan
<550 SCORE
$250 • 6 Personalized Rounds
For Credit Scores Below 550
Below 550 Credit Score Plan
$250
Regular Price:
$750
6 Credit Repair Rounds
This Plan Is For You If:
- Your current credit score is below 550
- You have multiple or more complex negative items to address
- You're working toward rebuilding a stronger credit profile and reaching future financial goals
What's Included
- Advanced Credit Report Analysis
- Personalized Dispute Strategy
- Disputes With All 3 Credit Bureaus
- Collection, Charge-Off & Repossession Review
- Creditor & Furnisher Communication Assistance
- Ongoing Progress Monitoring
- Personalized Credit-Building Plan
- Funding & Credit Approval Preparation
6 Personalized Rounds
Choose Below 550 Score Plan
A comprehensive credit repair plan for clients starting below a 550 credit score who need additional rounds to address more complex credit challenges.
Requirements:
Active SmartCredit membership required. Complete all onboarding requirements before service begins.
Active SmartCredit membership required. Complete all onboarding requirements before service begins.
Special Offer
Bank Approval Reset
ChexSystems
OR
Early Warning Services
$99
One Service
Banking Report Service
ChexSystems or Early Warning Services
Having trouble opening a new checking or savings account? Choose one of the two banking-report services below. We'll review your report and help address potentially inaccurate, outdated, or unverifiable information.
Package Includes
- Full review of your ChexSystems or EWS report
- Review of potentially inaccurate, outdated, or unverifiable records
- Personalized dispute preparation
- Guidance throughout the dispute process
- Progress updates
This Service May Be For You If You've Been:
- Denied for a checking or savings account
- Flagged because of previous banking history
- Having difficulty opening a new bank account
IMPORTANT:
$99 covers
ONE service only —
ChexSystems OR Early Warning Services.
If you need assistance with
both reports, purchase this service twice.
Get Bank Approval Reset — $99
Results and processing times vary.
Removal of information and approval for any
bank account are not guaranteed.
CLIENT RESULT/TESTIMONIALS
CREDIT SCORE PROGRESS
FROM THE 500s
TO THE 600s
TO THE 600s
+267 COMBINED POINTS
EQUIFAX
673
+93
EXPERIAN
673
+104
TRANSUNION
648
+70
CLIENT RESULT
25
ITEMS
DELETED
DELETED
IN JUST ONE ROUND
✓ PORTFOLIO RC DELETED
✓ PRO COLLECT DELETED
✓ SBNA DELETED
✓ SYNERPRISE DELETED
✓ TXU ENERGY DELETED
COLLECTION CLEANUP
THEY HAD
$18,847
IN COLLECTIONS
$18,847
IN COLLECTIONS
ALL 4 SHOW DELETED
HWARFIELD $6,601 ✓
PROPERTYRECE $5,754 ✓
RNT DEBT $4,801 ✓
SECURITYCRED $1,691 ✓
CLIENT TESTIMONIAL
A
93-POINT
INCREASE
INCREASE
CREDIT SCORE UPDATE
FROM STUCK...
TO MOVING FORWARD.
TO MOVING FORWARD.
EQUIFAX
567
+38
EXPERIAN
572
+59
TRANSUNION
536
+13
+110 TOTAL POINTS
CREDIT CLEANUP RESULT
8 ITEMS
DELETED
DELETED
$39,825 REMOVED
✓ 1ST FNBK USA DELETED
✓ CAINE WEINER DELETED
✓ KIKOFF DELETED
✓ OWL BRIDGE CREDIT DELETED
✓ PRO COLLECT DELETED
ANOTHER CREDIT CLEANUP WIN
14 ACCOUNTS
DELETED
DELETED
$33K+ IN LISTED BALANCES
EDFINANCIAL ✓ DELETED
EDFINANCIAL ✓ DELETED
EDFINANCIAL ✓ DELETED
SELFINC/LEAD ✓ DELETED
US DEPT OF ED ✓ DELETED
CREDIT SCORE PROGRESS
FROM THE 500s
TO THE 600s
TO THE 600s
+267 COMBINED POINTS
EQUIFAX
673
+93
EXPERIAN
673
+104
TRANSUNION
648
+70
CLIENT RESULT
25
ITEMS
DELETED
DELETED
IN JUST ONE ROUND
✓ PORTFOLIO RC DELETED
✓ PRO COLLECT DELETED
✓ SBNA DELETED
✓ SYNERPRISE DELETED
✓ TXU ENERGY DELETED
COLLECTION CLEANUP
THEY HAD
$18,847
IN COLLECTIONS
$18,847
IN COLLECTIONS
ALL 4 SHOW DELETED
HWARFIELD $6,601 ✓
PROPERTYRECE $5,754 ✓
RNT DEBT $4,801 ✓
SECURITYCRED $1,691 ✓
CLIENT TESTIMONIAL
A
93-POINT
INCREASE
INCREASE
CREDIT SCORE UPDATE
FROM STUCK...
TO MOVING FORWARD.
TO MOVING FORWARD.
EQUIFAX
567
+38
EXPERIAN
572
+59
TRANSUNION
536
+13
+110 TOTAL POINTS
CREDIT CLEANUP RESULT
8 ITEMS
DELETED
DELETED
$39,825 REMOVED
✓ 1ST FNBK USA DELETED
✓ CAINE WEINER DELETED
✓ KIKOFF DELETED
✓ OWL BRIDGE CREDIT DELETED
✓ PRO COLLECT DELETED
ANOTHER CREDIT CLEANUP WIN
14 ACCOUNTS
DELETED
DELETED
$33K+ IN LISTED BALANCES
EDFINANCIAL ✓ DELETED
EDFINANCIAL ✓ DELETED
EDFINANCIAL ✓ DELETED
SELFINC/LEAD ✓ DELETED
US DEPT OF ED ✓ DELETED
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FREQUENTLY ASKED QUESTIONS
Yes. If you have questions about your credit, our services, or which option is right for you, we recommend scheduling a consultation so we can better understand your situation and answer your questions before you get started.
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
We dispute closed/negative accounts only.
Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!
We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and TransUnion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.
If you use our affiliate link, the monthly charge will be around $39. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.
Yes. An active credit monitoring subscription is required so we can access updated credit reports, monitor changes, review your progress, and prepare your next rounds as needed.
Your credit monitoring subscription must remain active and up to date throughout the process.
Please allow 1–2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies (please allow 3–5 business days during a sale). Once they are delivered to them, processing time starts!
On average, the program runs through 6 rounds, with about 35–40 days between each round, so the full process typically takes around 7–8 months. Most clients start seeing results within the first 30–60 days, sometimes even sooner.
We’ll do everything we can to challenge and improve what’s on your report, and keep you updated every step of the way.
Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.